Fees

(All fees are per presentment unless otherwise stated)

MEMBERSHIP FEE

One-Time Membership Fee: $5.00

ACH ORIGINATION FEES

Recurring Transaction: FREE

One-Time Transaction: $15.00

Single Loan Payment Request (online): $5.00

ATM FEES

Transaction (at CU owned ATM): FREE

Transaction (at non-CU owned machine): $1.50

Surcharge at CU Owned ATM (non-CoastLife CU card): $3.00

BILL PAY FEES

Monthly Service Charge: FREE

Insufficient Funds (NSF): $35.00 

Check Copy: $15.00

Stop Payment: $35.00 

BUSINESS ACCOUNT FEES

Monthly Service Charge: $15.00

COLLECTION FEES

Incoming/Outgoing Collection Items: Pass Thru

DEBIT CARD FEES

Annual Fee: $10.00

Reinstatement: $5.00

Replacement: $10.00 

Negative Balance/Overdraft (ATM/POS): $25.00

Required Information Not Received After 30 Days: Free

LOAN FEES

Skip-A-Payment Fee:  $25.00

PIA FEES

Below Minimum Balance: $10.00 

RETURN FEES

Insufficient Funds (NSF): $25.00

Personal Check Return: $25.00

Overdraft Privilege - Paid NSF (checks, in person withdrawals, preauthorized ACH, bill payment): $25.00

Loan Payment Return (excludes real estate): $25.00

Other Deposit Item Return (payroll, rent check, etc.): $10.00

ACH Payment Insufficient Funds (NSF): $25.00

SAFE DEPOSIT BOX FEES

3x5 (Annually): $15.00

3x10 (Annually): $30.00

5x10 (Annually): $50.00

10x10 (Annually): $100.00

SAVINGS ACCOUNT FEES

Closure Fee (within 30 days of opening): $5.00

Educational Savings Acct Early Withdrawal/Closure: $25.00

Real Savings Acct Early Withdrawal/Closure: $25.00

STATEMENT FEES

Statement Mailing Fee (Paper Statement): $2.00

eStatements: Free

Statement Print Service: $5.00

WIRE TRANSFER FEES

Incoming:  FREE

Domestic (outgoing): $20.00

Foreign (outgoing): $50.00
 

OTHER FEES

Account Research (per hour w/1 hour minimum): $20.00

Account Phone Inquiry: $2.00

Account Transfers (phone Request): $5.00

Advantage Benefit Package –ABP (monthly): $10.00 

Additional ABP Insurance Coverage (monthly): $1.35

Call-24 (Audio Response System): FREE

Cashier's Check: $5.00

Check Cashing (Non-Member On Us): $5.00

Check Copy: $3.00

Check Order (EFT): Varies Per Check Style

Copies: $1.00

Fax: $5.00

Levy/Garnishment: $50.00 

Money Order: $2.00

Notary: Members - FREE,  Non-Members - $6.00 per document

Returned Mail Processing: $5.00

Stop Payment: $25.00 

Overdraft Protection Transfer: $5.00 

Visa Gift Card: $3.25

Web-24 (Online Banking): FREE